The Percent Game: What you Need to Know


When if comes to budgeting there are many, many methods to divide up your money.

Some are simple: Use it until it is gone.

Some are complicated: Live on 50% of income, use 8 checking accounts, invest this amount, pay half.

Some require a lot of calculations: 80/20, 70/30, 50/20/20/10.

So what is the percent game really about and how should you actually use it?

Let's find out!


Couponing for Good: Helping the Community by Saving

couponing for good hagerstown
Back before I started The Nifty Thrifty Lady I always had a heart for giving to others. The hard part was I didn't always have the money. I could have let that stop me but I didn't. I found creative ways to give other than using my money. When I started The Nifty Thrifty Lady ay goal of my mine was to use the blog to help others. Today is that Day!!!


Embracing Financial Planning for the Future

Planning for your Financial Future

You have sat down and created a zero based spending plan and are thrilled to see that you have money left over to assign toward improving your financial standing. But where should you spend the money first? Savings, debt, kids college? The feeling of joy just left as your brain starts fussing over these big decisions. Let’s take a step back and look at how to focus your financial goals.


How a Spending Plan will Save you Money

Spending planIf you are like most people in the world the thought of budgeting sends you into unknown territory. The work seems to be right up there with most 4-letter words!

Why? One word: Restrictive.


Focus on Budgeting

How is everyone recovering from the first full month after Christmas? Are you regretting some of the spending you did or maybe you are focusing on setting up a new budget for the year but not sure where to start.