Showing posts with label Budgeting. Show all posts
Showing posts with label Budgeting. Show all posts

10.14.2016

Meal Inspirations: Get the Most from Meat

Meal inspirations for purchasing meat and stick to a budget

One of the biggest challenges I and many other families face when meal planning is figuring out how to stay within budget when purchasing meats. How do I know? It has been a hot topic in Get a Life Tribe!

10.05.2016

4 Tips to Make Saving a Simple Task


Over on the TNTL Facebook page I wrote a string of posts dealing specifically with savings. They were kinda a hit. Because I like to make things as easy as possible I wanted to do a video and blog post on the tips  to make the information all in one place and easy to find for you!

9.21.2016

Why it is Important to Give on ANY Income

This post may contain affiliate link. When you purcahse through a link your prices does not increase and it helps keep this site running. Thank you!

A very common question I get asked is "should I be giving if I can't afford to pay my bills?".  There is no one blanket statement to this questions but from my experince if you can't give finanically you can still give the gift of your time and talent, so, yes.

8.17.2016

How is your Financial Health?

Checking in on your Financial Health

Yes, you read that right. Your FINANCIAL Health. It has vitals just like your physical, spiritual and emotional health. Today I want to challenge you to look at them and improve upon them.


7.18.2016

Discipline: Learning to have Control with Money

How to use Discipline in order to control your spending


During my latest family finance budget session our keyword seemed to be "Discipline". 


Discipline is training yourself to have control.

Learning to control your spending can be a challenge when your habits have already been established. Many of us are used to not only spending the money we make but also money that is lent to use from creditors. This makes a need to break not only 1 but 2 habits.

6.10.2016

Our Free or Cheap Summer Fun Academic Schedule 2016

Free or Cheap Summer Fun Ideas


One the great things about getting to spend the summers with the boys is that we can plan for some serious FUN!

6.06.2016

Feeding a Family of Four on $300 a Month Menu Plans

300.00 Grocery Budget Menu plan

One of the most flexible areas of a families budget is their food budget. I have worked with people who have had some pretty restrictive diets and even THEY can cut a few dollars from their budget with planning and shopping sales.

5.10.2016

Frugal Foodie Motivation: Freeze IT!

Freezing leftover foods

Hey guys! Today I was cleaning out my fridge. This is not a typical Tuesday morning activity in my house but sometimes after a busy weekend my fridge is raging out of control.  I hope someone out there can empathize with me.

2.07.2016

#Eatinfeb Week 2 Challenge!


Eat in Challenge

It is week two of the #eatinfeb Challenge and you know that means? CRAZY STUFF is going to be happening to your meal time.

You are going to be planning meals, whipping up lunches, grabbing breakfast to go from HOME and pushing the timer button on the coffee maker BEFORE you go to bed!


2.04.2016

Perks of Creating an Amazon Baby Registry


If you in the market to create a baby registry there are several great options for you! My go to is always Amazon because let's be honest just about everyone uses it.

1.02.2016

Introducing Fresh Start 2016



Did you know that January is National "Get Organized Month"? Well let me be fully honest, I am not sure that is really a thing, Google says it is but I have my doubts.
Rather, January really is national get organized month or not,  January is the perfect time to make a Fresh Start.

I read a really interesting article in Good Housekeeping about 7 Benefits to Being Organized. You can see the full article here but I wanted to share the top 4 reasons that resonated with me:

  • Less Financial Stress
  • Minimize Personal Conflicts
  • More "Me" Time
  • Better Eating Habits

I think that each of the reasons the article mentioned are important but, the 4 I can connect with are each areas in my like I set goals for each year. If being more organized can help me improve in these areas, then I am going to tackle it with my 2016 focus of "No Excuses"
Of course I want to include you all in on this journey. What fun would it be to do it alone? Plus, accountability is key for tasks like this.

So are you ready to hear about #TNTLFRESHSTART?

I am ready to tell you!

10.20.2015

3 Money Pits that STILL Tempt Me

3 Ways I still Waste MoneyWhat exactly are money pits? In my mind a money pit is a trap that wastes your money.

In this day and age there are a MILLION money pits.

2 years ago I wrote a post about 5 ways NOT to waste money. One of the things that may not have been clear in this post is that each mistake was one of my PERSONAL MONEY PITS.

Yes folks I may be The Nifty Thrifty Lady but I still have weaknesses and am the farthest from perfect as possible.

Today I wanted to revisit that post and share with you 3 Money Pits that STILL tempt me to this very day...seriously I almost gave into to temptation today at 3:00 pm!

10.01.2015

Creating a Family Staples List

How to Create and Use a Family Staples List

Are you ready for a little meal planning talk or help? Let me be of service! I want to talk about some solutions that can help meal planning go quick and easy. Doesn't that sound like fun! I believe there are 1 of 2 foundations that every family should have in place when meal planning
  • Family Staples List
  • Inventory Systems
Today we will cover the Family staples list.

9.04.2015

We are Taking a Vacation...No we are NOT Debt-Free, Yes we did just Spend a Minifortune



Happy Friday Everyone!  I have been really inspired lately to just speak the truth about finances...if you can't tell by the title of this post.

I love to education everyone on how to live a fun, frugal, and balanced life and for me to do this I to have to live a fun, frugal, and balanced life. The key word people often miss is balanced.

9.02.2015

Free Guide to Creating Financial Goals


Guide to Creating Effective Financial Goals



I receive a lot of emails asking the same two questions.

1. Where do we start when looking to budget for our household?
2. I can't get my spouse to stick to a budget, help!


I think we can relate on some level. When I first started creating a budget, a real get us out of debt and start planning for our financial future. I had to learn a lot about how to budget AND had to present this whole concept to my husband. There were tears and some not so pretty talks through it. We were and sometimes are still right there with you guys!

8.21.2015

The Top 5 Things that Saved me Money this Summer

Saving money encompasses more than just using coupons and budgeting. Learn 5 uncommon and unique ways to save money over the summer.
I know summer is nearly over based on the calendar and by the kids catching the bus each morning for school. However, I wanted to share the top five things that are not so normal, that saved us money over this summer!

This summer was very different for us. Normally I create a calendar of things for the boys and I to do everyday of the week and most are local plus cheap/free. Last summer I found this really hard to do with the age differences of my guys one is 2.5 and the other is 9.  Realistically, my youngest does not have the attention span to sit through longer library programs and my oldest gets very board going to little plays.

8.11.2015

How to Feel Content, Not Deprived When Becoming Debt Free

how to survive becoming debt freeNo, No, No, No, no no no. NO!

This word is not just what moms say a million times a day to their 2 year old or what their 2 year old responses with equally each day.

No is also a place of discontentment when people are on their journey of becoming financially free. If you think about this longer than a minute you will get it right away.

How many times have you had to say no to a purchase, event, or experience because it didn't fit into your budget.

How many times have you desperately wished you could say YES to that NO?

8.06.2015

Saving on Back to School Essentials


Saving on Back to School Essentials

We flipped the calendar to August and just like that we are all in back to school mode. The sweet bliss of summer is over when you walk into target and all you see is school supplies and dorm furnishings.
 I will admit as a parent whose Child's PTA provides school supplies each year I don’t have that sense of being overwhelmed. (We moved schools so now I feel it!)
However, as the schools new PTA president I just purchased supplies for 150 little ones! Let me say this was much more overwhelming and I skipped my workout after loading my car up.
While I don’t have to buy school supplies, I do like to take advantage of the sales to stock up for myself and our house. Little confession along with cookbooks I also L.O.V.E. office supply.

7.07.2015

Shopping at Chambersburg Grocery Outlet

Grocery Outlet
Our Tri-state area just added a new "bargain" grocery store to the area called Chambersburg Grocery Outlet. Being the frugalistia that I am I had to check it out, see what deals they had and "learn the lay of the land" so to speak. Today I am excited to share with you the ins and outs of the store and how to shop so you are getting the most for your money.

6.16.2015

Local Farmers Markets and Farms Serving the MD, PA, WV Tri-state

I don't know about you but sometimes I just want someone to compile ONE list of something to save me time of searching the big "inter-web" and then finding the listing is no longer in business. I like simple and I LOVE anyone that will do the foot work for me.